LIVE IN THE MOMENT.
WE WILL PROTECT THE MOMENTS AHEAD….
We protect what matters most through unparalleled risk management solutions, customised services, and innovative offerings, enabling you to embrace today while we secure the moments ahead.
WE WILL PROTECT THE MOMENTS AHEAD...
We protect what matters most through unparalleled risk management solutions, customised services, and innovative offerings, enabling you to embrace today while we secure the moments ahead.
LOLC General InsuranceCoverage You Can Trust.
LOLC General Insurance PLC, a subsidiary of LOLC Holdings PLC, is one of Sri Lanka’s most trusted and rapidly growing general insurance providers. Backed by “A”-rated global reinsurers and the financial strength of a diversified conglomerate, we deliver reliable and comprehensive risk management solutions for individuals and businesses.
With our customer-focused approach, we provide innovative products and excellent service, empowering you to confidently protect your loved ones, assets, businesses, and most cherished dreams.
Why Choose Us?Comprehensive Insurance Solutions for Every Need
Choosing LOLC General Insurance means choosing reliability, expertise, and peace of mind.
As part of Sri Lanka’s largest and most diversified conglomerates, we combine financial strength with customer-centric solutions to deliver a seamless insurance experience. Our commitment to innovation, convenience, and trusted service ensures that every policyholder can rely on us for comprehensive protection tailored to their unique needs.
Exclusive Loyalty Program
Honours, the first of its kind in Sri Lanka, transforms motor insurance into a lifestyle product, offering cashback and a loyalty rewards system through over 1,000 partner merchants.
Customer Centric Policy Options
Discover flexible policy options that suit your lifestyle, commitments, and budget perfectly.
Unique Product Offerings
Discover affordable home insurance, comprehensive motor insurance, specialised business insurance, and Takaful insurance.
Transparent & Flexible Claims Support
Discover a transparent claim process with more options to receive support for claims and follow-ups.
OurSolutions & Products
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Motor Insurance
LOLC General Insurance offers comprehensive and convenient motor insurance solutions for vehicle owners in Sri Lanka.
LOLC General Insurance offers comprehensive and convenient motor insurance solutions for vehicle owners in Sri Lanka.
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Fire Insurance
LOLC General Fire Insurance offers financial protection against damage to property, buildings, and contents caused by fire, lightning, and explosions.
LOLC General Fire Insurance offers financial protection against damage to property, buildings, and contents caused by fire, lightning, and explosions.
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Special Insurance Products
Discover a range of specialised insurance solutions tailored to protect individuals and small businesses from everyday risks.
Discover a range of specialised insurance solutions tailored to protect individuals and small businesses from everyday risks.
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Miscellaneous Insurance
Discover protection against personal accidents and burglary in everyday life with LOLC General Miscellaneous Insurance.
Discover protection against personal accidents and burglary in everyday life with LOLC General Miscellaneous Insurance.
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Travel Insurance
Flexible travel insurance solutions designed to protect individuals and families from unexpected events during domestic or international trips.
Flexible travel insurance solutions designed to protect individuals and families from unexpected events during domestic or international trips.
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Fire Insurance
Comprehensive fire and property protection solutions designed to safeguard commercial assets, operations, and income streams.
Comprehensive fire and property protection solutions designed to safeguard commercial assets, operations, and income streams.
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Special Insurance Products
Specialised coverage for commercial solar installations, protecting against fire, theft, electrical surges, liability, and income loss due to breakdowns.
Specialised coverage for commercial solar installations, protecting against fire, theft, electrical surges, liability, and income loss due to breakdowns.
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Miscellaneous Insurance
A suite of specialised insurance solutions designed to protect businesses from operational risks, employee dishonesty, and asset-related losses.
A suite of specialised insurance solutions designed to protect businesses from operational risks, employee dishonesty, and asset-related losses.
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Travel Insurance
Travel Insurance offers year-round protection, unlimited trips covering medical emergencies, baggage loss, trip cancellations, and personal accident benefits.
Travel Insurance offers year-round protection, unlimited trips covering medical emergencies, baggage loss, trip cancellations, and personal accident benefits.
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Corporate Liability Insurance
Protect your business and individuals from legal liabilities arising from third-party claims.
Protect your business and individuals from legal liabilities arising from third-party claims.
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Engineering Insurance
Discover comprehensive protection against construction and engineering-related risks in Sri Lanka.
Discover comprehensive protection against construction and engineering-related risks in Sri Lanka.
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Marine Insurance
Overcome the challenges and uncertainties involved in marine cargo transportation with LOLC General Insurance's Marine Insurance.
Overcome the challenges and uncertainties involved in marine cargo transportation with LOLC General Insurance's Marine Insurance.
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Takaful Motor Insurance
Drive with confidence and peace of mind under the protection of Shariah-compliant motor insurance from LOLC General Takaful.
Drive with confidence and peace of mind under the protection of Shariah-compliant motor insurance from LOLC General Takaful.
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Fire Takaful Insurance
Safeguard homes, businesses, and properties against fire-related risks through a cooperative model based on mutual assistance.
Safeguard homes, businesses, and properties against fire-related risks through a cooperative model based on mutual assistance.
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Special Takaful Insurance
Discover a suite of Shariah-compliant solutions tailored to protect unique and specialised risks across various business sectors.
Discover a suite of Shariah-compliant solutions tailored to protect unique and specialised risks across various business sectors.
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Miscellaneous Takaful
Discover a suite of Shariah-compliant protection plans protecting corporate clients against a wide range of everyday business risks.
Discover a suite of Shariah-compliant protection plans protecting corporate clients against a wide range of everyday business risks.
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Travel Takaful
Discover Islamic-compliant comprehensive protection, whether you're travelling for leisure or business.
Discover Islamic-compliant comprehensive protection, whether you're travelling for leisure or business.
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Liability Takaful Insurance
Discover a Shariah-compliant solution designed to safeguard your business and employees from legal liabilities arising from third-party claims.
Discover a Shariah-compliant solution designed to safeguard your business and employees from legal liabilities arising from third-party claims.
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Engineering Takaful Insurance
Discover Shariah-compliant protection for construction and engineering-related risks in Sri Lanka.
Discover Shariah-compliant protection for construction and engineering-related risks in Sri Lanka.
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LOLC HonoursEnjoy Daily Benefits
The LOLC Honours Card allows you to earn discounts and loyalty points daily at places you visit regularly, such as supermarkets, car washes, hotels, hospitals, restaurants, and more.
OurPopular Products
View All Products-
Motor Car Insurance
LOLC General Motor Car Insurance will ensure that bumps, scrapes or crunches to your car keep any dents in your routine or bank balance to a minimum.Â
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Commercial Vehicles Insurance
No matter how you choose to use your vehicle, we've got you covered.
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LOLC Shop Insurance
LOLC Shop Insurance is a packaged policy designed specifically for small and medium retail businesses.
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LOLC Business Insurance â My Solar
LOLC Business Insurance â My Solar provides specialised protection for residences with solar energy installations.
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Single Trip
LOLC Single Trip Travel Insurance is designed for individuals or families travelling abroad for a one-time journey, offering peace of mind throughout your trip.
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Multi Trip
LOLC Multi Trip Travel Insurance is designed for frequent travellers who take multiple journeys throughout the year.
Start your Insurance JourneyLOLC Corporate Information
Select Category
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Individual Solution
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Motor Insurance
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Fire Insurance
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Special Insurance Products
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Miscellaneous Insurance
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Travel Insurance
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Corporate Solution
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Fire Insurance
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Special Insurance Products
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Miscellaneous Insurance
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Travel Insurance
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Corporate Liability Insurance
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Engineering Insurance
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Marine Insurance
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Takaful
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Takaful Motor Insurance
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Fire Takaful Insurance
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Special Takaful Insurance
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Miscellaneous Takaful
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Travel Takaful
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Liability Takaful Insurance
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Engineering Takaful Insurance
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Select Product
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Fire Private Residence
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LOLC Shop Insurance
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LOLC Home Insurance
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Sureki Piyasa
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LOLC Business Insurance â My Pharmacy
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LOLC Business Insurance â My Salon
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LOLC Business Insurance â My Solar
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Personal Accident
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Burglary
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Single Trip
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Multi Trip
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Personal Accident
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Neon Sign
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Bankerâs Indemnity
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Fidelity Guarantee
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Burglary
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Money In Transit
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Plate Glass Insurance
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Fire Business Premises
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Property All Risk
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Hotelierâs Combine
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Business Interruption
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Workmen Compensation Insurance
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Public Liability Insurance
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Professional Indemnity Insurance
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Directors & Officers
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Cyber Insurance
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Product Liability
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Tour Operators
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Title Insurance
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Electronic All Risk Insurance
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Contractors All Risk Insurance
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Erection All Risk Insurance
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Machinery All Risk Insurance
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Machinery Breakdown Insurance
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Contractorâs Plant & Machinery Insurance
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Boiler & Pressure Vessels
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Multi-Trip Travel Insurance
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Annual (Group) Travel Insurance
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LOLC Business Insurance â My Solar
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Marine Cargo Insurance
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Marine Hull Insurance
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Takaful Fire Insurance for Private Residences
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Takaful Fire Insurance for Business Premises
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Takaful Property All Risk Fire Insurance
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Takaful Hotelierâs Combined Fire Insurance
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Takaful Business Interruption Insurance
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Electronic All Risk Insurance
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Contractors All Risk
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Erection All Risk Takaful
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Machinery All Risk Insurance
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Machinery Breakdown Insurance
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Contractor's Plant & Machinery Insurance
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Boiler & Pressure Vessels Insurance
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Workmenâs Compensation Takaful
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Public Liability Takaful
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Professional Indemnity Takaful
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Directors & Officers (D&O) Liability Takaful
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Cyber Risk Takaful
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Product Liability Takaful
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Tour Operators Liability Takaful
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Title Takaful Insurance
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Takaful Personal Accident Insurance
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Takaful Neon Sign Insurance
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Bankerâs Indemnity Takaful Insurance
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Takaful Fidelity Guarantee Insurance
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Burglary Takaful Insurance
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Money In Transit Takaful Insurance
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Plate Glass Takaful Insurance
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Single Trip Takaful Travel Protection
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Multi-Trip Travel Takaful Insurance
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Annual (Group) Takaful Insurance
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Shop Takaful Insurance
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Business Takaful - My Solar
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Takaful Marine Cargo Insurance
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Takaful Marine Hull Insurance
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Motor Car Insurance
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Motorcycle Insurance
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Three Wheeler Insurance
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Commercial Vehicles Insurance
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Takaful Motor Car Insurance
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Takaful Motorcycle Insurance
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Takaful Three Wheeler Insurance
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Takaful Commercial Vehicles Insurance
Request a Quote
The Smart Way to Get InsuredYour Insurance Journey
Explore Our Products
Submit & Inquire
Get Your Quote
Purchase & Activate
Where You CanFind Us
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Head Office
- Colombo
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Branches
- Kalutara
- Aluthgama
- Kiribathgoda
- Maharagama
- Metro - Bambalapitiye
- Galle
- Baddegama
- Ambalangoda
- Elpitiya
- Anuradhapura
- Chilaw
- Gampaha
- Kuliyapitiya
- Kurunegala
- Nikaweratiya
- Negombo
- Polonnaruwa
- Dambulla
- Thambuttegama
- Medawachchiya
- Galenbindunuwewa
- Kekirawa
- Nittambuwa
- Kadawatha
- Kirindiwela
- Rathnapura
- Embilipitiya
- Matara
- Tissamaharama
- Ambalantota
- Wellawaya
- Tangalle
- Welimada
- Bandarawela
- Kandy
- Hatton
- Mahiyanganaya
- Batticaloa GI Branch
- Trincomalee GI Branch
- Jaffna GI Branch
- Vavuniya GI Branch
- Puttalam
- Negombo
Colombo
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LOLC General Insurance
258 Grandpass Rd, Colombo 01400 - [email protected]
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Innovating for Sustainability
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Innovating for Corporate Opportunities
LatestNews & Events
View All News & Events-
2026/07/14
LOLC General Insurance Redefines the Motor Insurance Experience with V Help
Continuing its commitment to innovation and customer-centric solutions, LOLC General Insurance has strengthened its motor insurance proposition with the introduction of V Help, an enhanced value-added service designed to provide eligible policyholders with expert technical guidance, roadside assistance, and greater support beyond traditional insurance coverage.
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2026/05/05
LOLC General Insurance Launches V Claim for Faster, Smarter Motor Claims
LOLC General Insurance PLC has unveiled V Claim, a groundbreaking virtual claims settlement solution set to redefine the motor insurance claims experience through speed, convenience, and digital innovation.
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2026/05/03
A proud milestone moment for LOLC General Insurance at the BMPC Awards 2026
LOLC General Insurance PLC, a widely trusted and leading general insurance provider in Sri Lanka, is proud to announce its first ever recognition at the Best Management Practices Company Awards...
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2026/04/22
LOLC Insurance Earns Dual Honours at Great Managers Awards 2025
LOLC Life Assurance and LOLC General Insurance were recognised for leadership excellence at the Great Managers Awards 2025, reflecting the companies’ continued focus on cultivating high-impact leadership capabilities that drive organisational performance and sustainable growth.
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2026/01/22
LOLC General Insurance Delivers Promise with Immediate EV Replacements Following Cyclone Ditwah
LOLC General Insurance has reinforced its commitment to policyholders by delivering on its promises in the aftermath of recent natural disasters, setting new benchmarks for customer excellence within Sri Lanka’s insurance industry.
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2025/12/09
LOLC General Insurance Rises as Fourth Largest General Insurance Provider In Sri Lanka
LOLC General Insurance PLC has proudly advanced to become the 4th largest general insurance provider in Sri Lanka by the end of the third quarter of 2025, as reported in the latest Gross Written Premium (GWP) performance update issued by the Insurance Association of Sri Lanka (IASL).
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2025/10/16
LOLC Al-Falaah Takaful Life & General Honoured with Four Awards at the 10th IFFSA Awards 2025
LOLC Al-Falaah Takaful Life and LOLC Al-Falaah Takaful General have been honoured with four distinguished awards at the 10th Islamic Finance Forum of South Asia (IFFSA) Awards 2025, in recognition of their outstanding contributions to Shariah-compliant takaful solutions during 2024.
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2025/10/03
LOLC Insurance Elevates Leadership with Strategic Appointments
LOLC Insurance is pleased to announce two significant leadership appointments aimed at driving sustainable growth, strengthening governance, and enhancing operational excellence across its companies, LOLC Life Assurance Ltd and LOLC General Insurance PLC.
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2025/07/18
LOLC General Insurance Honoured as a Company with Great Managers 2024
LOLC General Insurance, a leading player in Sri Lanka's Insurance industry, has been recognised as a Company with Great Managers for 2024 at the prestigious Great Manager Awards 2024, hosted by the Colombo Leadership Academy in collaboration with People Business for Leadership Excellence.
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2025/07/17
LOLC Insurance Clinches Five Accolades at Emerging Asia Insurance Awards 2024
LOLC's Insurance arm has once again demonstrated its industry leadership by securing five prestigious accolades at the 5th Emerging Asia Insurance Awards, held in Bangkok, Thailand.
Our RecognitionAwards and Accolades
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Among Top 40 Outstanding Companies in Sri Lanka
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Runner-Up in the General Insurance (Private Sector)
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Company with Great Managers - 2025
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Best General Takaful Product in Sri Lanka
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Takaful Window Unit of the Year 2024/25
