I've mentioned before how much I enjoy The Motley Fool, which, aside from having a nifty url, has tons of really good free content (I don't pay for any of their newsletters, and only use the message boards via the 30-day free trials), and advice on all sorts of good subjects.

Anyone who works a job that provides any sort of 401(K) option owes it to themselves to read this article and this one.

Seriously, with access to plans like that, especially if your employer matches, why the hell isn't everyone taking advantage of them? Short of true out-on-the-street or medical emergencies, there's just no excuse.

Tags: common sense, finance, money